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Rideshare companies like Uber and Lyft make quick trips around the city, to the airport, and tourist destinations easier than driving to and from on your own. Using a rideshare company requires no maps, no parking, and the ease of at-your-door pick up and drop off. It’s a win/win, right?

The bigger question becomes, what happens if you are hurt in an accident while using these popular and convenient services?

At Binder Law Group, PLC, our Encino and Encino Uber/Lyft accident attorneys provide skilled legal representation for the complex conditions that surround accidents involving Uber, Lyft, their drivers and insurance company after an injury occurs.

What Type of Insurance Coverage Does an Uber or Lyft Driver Carry?

Uber and Lyft drivers are both covered by their respective company’s insurance policies during designated parts of their trips.

Beginning in 2017, Uber and Lyft were required to maintain auto insurance for personal injury protection while their drivers are logged on to their digital networks.

The insurance coverage must apply even when the driver is not engaged in a prearranged ride.

In the State of California, Uber and Lyft insurance coverage apply as follows:

Driver is offline, or the Uber or Lyft app is off: 

  • Personal insurance company and coverages apply

Driver is available or waiting for a ride request: 

  • $25,000 in property damage per accident
  • $50,000 in bodily injury per person
  • $100,000 in bodily injury per accident

Driver is on the way to pick up riders and during all trips:

  • Up to actual cash value of the vehicle, minus a $1,000 deductible
  • $1,000,000 third‑party liability
  • Contingent comprehensive and collision
  • Uninsured/underinsured motorist bodily injury

When the driver is operating their vehicle on behalf of the rideshare company — no matter which brand he or she is working under — the rideshare company is responsible for their coverage. That means pursuing the corporate giant is going to be much more difficult to do on your own.

Our Encino & Encino Uber/Lyft accidents lawyer can help. Recovering the financial damages you deserve is our passion, and our experience produces results.

Common Types of Rideshare Accidents in San Fernando Valley

At Binder Law Group, PLC, our Encino & Encino Uber/Lyft accidents lawyers know that when negligent drivers get behind the wheel of the car, they are putting everyone on our roadways in danger.

That can include:

  • Negligent rideshare drivers who caused collisions by operating their vehicles distracted, under the influence, speeding, or recklessly
  • Negligent drivers who collide with Uber or Lyft drivers while operating their vehicles distracted, under the influence, speeding, or recklessly

What’s more, is that you do not have to be inside the Uber or Lyft vehicle to be hurt by their driver.

Much like other negligent drivers, Uber and Lyft drivers can cause:

If you have been hurt in an accident while either riding as a passenger in an Uber or Lyft vehicle or by a rideshare driver negligently operating their vehicle, our Encino & Encino Uber/Lyft accidents attorneys can help you hold them accountable for your financial recovery.

Contact Our Encino Uber and Lyft Accident Attorneys at Binder Law Group, PLC Today

If you have been hurt in an accident involving an Uber or Lyft driver, do not try to negotiate with their corporate lawyers or insurance representatives on your own. Contact our Encino personal injury accident attorneys at Binder Law Group, PLC today by calling (626)793-9124 to schedule a free consultation. Our Encino & Encino Uber/Lyft accidents lawyer  are available now to assess your case and provide real-time solutions for pursuing the best financial outcome available for your unique circumstances. Call us now to learn more.

Our Binder Law Group, PLC Encino, CA personal injury law firm also focuses on the following practice areas:


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